Microbusinesses built on artificial intelligence are becoming a powerful driver for stablecoins. Based on my estimates, derived from market trend analysis, by 2033 the transaction volume in this segment will reach $2.1 trillion, with $262 billion of that attributed specifically to settlements in "stablecoins."
Key Growth Drivers
The primary driving force is solo entrepreneurs and small companies (up to five people). Such structures adapt more quickly to AI solutions and actively operate in international markets. Traditional banks, with their high fees and slowness, become a hindrance for them, while stablecoins offer a number of undeniable advantages.
First, high fees: classical banks "eat up" a significant portion of freelancers' income during international transfers. Second, speed: L2 solutions on Ethereum process transactions almost instantly, unlike bank operations that can drag on for days. Third, accessibility: stablecoins enable collaboration with clients from over 50 countries disconnected from traditional payment systems.
Economic Efficiency
Analysis shows that switching to L2 networks reduces freelancers' transfer costs by 80-90%. These are not just numbers—this is real savings that make stablecoins attractive for small businesses.
The Role of AI Agents
AI agents deserve special attention. Since programs cannot open bank accounts, cryptocurrencies become their only tool for paying for services. By 2033, the number of such tech-savvy solo entrepreneurs will grow to 17 million people, bringing infrastructure companies—custodians and liquidity providers—up to $1.3 billion in additional revenue.
My comment: This trend confirms that stablecoins are evolving from a speculative tool into a key element of the global economy. For investors, this is a signal that infrastructure projects related to L2 and stablecoins will grow at an accelerated pace.