Cryptoway: How businesses can accept USDT and Bitcoin with a fee starting from 0.3%

Stablecoins and cryptocurrencies are no longer tools exclusively for speculation. According to recent data, the adjusted volume of stablecoin settlements reached $28 trillion in 2025, and the B2B payment segment grew by 733% year-over-year. This is not just a trend, but a fundamental shift in how companies manage cash flows.
However, for businesses, the problem is not how to send or receive cryptocurrency, but how to integrate this process into their operational activities. A regular wallet only records the fact of a transfer, but does not provide context: who paid for the order, for which product, on which network the transaction occurred. It is this gap between the transfer and accounting that crypto processing services, such as Cryptoway, close.
Why traditional acquiring is losing
Traditional payment systems, such as Stripe (2.9% + $0.30) or PayPal (3.49% + $0.49), charge significant fees. Crypto payments offer an alternative: the processing fee is less than one percent, and the cost of a transfer on the blockchain does not depend on the payment amount and can be fractions of a cent. Additionally, the absence of chargebacks and instant settlements without regard to bank holidays make cryptocurrencies an attractive tool for international business.
How Cryptoway works
Cryptoway is a B2B platform that turns a regular crypto transfer into a structured payment process. The service supports Bitcoin, Ethereum, USDT (on Ethereum, TRON, and TON networks), BNB, Litecoin, Gram, and TRX. USDC, Solana, XRP, and other assets are planned to be added soon.
The platform offers several tools for accepting payments:
- Payment links — an ideal option for those who want to test demand for crypto payments without integration. You create an invoice, send a link to the client, and they pay it through a separate page.
- API — for companies that need deep integration. The REST API with examples in JavaScript, PHP, and Python allows you to automatically link a payment to an order, subscription, or account.
- White-label — a branded payment page on the company's domain. This is critically important for maintaining customer trust, especially in B2B and digital products.
The service fee starts from 0.3% per incoming payment, which is significantly lower than traditional acquiring. There are no connection fees or monthly minimums.
Key features for business
In addition to accepting payments, Cryptoway offers tools for liquidity management:
- Auto-conversion — after a payment is received, the funds are automatically exchanged for a selected crypto asset, such as USDT, reducing exposure to volatility.
- Mass payouts — for payments to employees, partners, or suppliers. The list of addresses can be uploaded via a file, and payouts can be scheduled.
- AML screening — real-time checks of incoming transactions for suspicious activity.
Limitations to consider
At the time of publication, the list of supported coins is limited to seven assets. USDC, Solana, and XRP are currently in "coming soon" status. Additionally, the service does not offer direct fiat currency withdrawals — a separate exchange or platform is required for that.
Expert opinion
Cryptoway is not just a payment gateway, but a full-fledged infrastructure for managing crypto flows. In an environment where stablecoins are becoming mainstream, such solutions allow businesses not only to reduce costs but also to automate processes that previously required manual labor. For companies with an international audience, this is no longer an option, but a necessity.