Crypto news

Stablecoins have firmly established themselves as one of the most in-demand practical applications of cryptocurrencies. The adjusted volume of stablecoin settlements reached $28 trillion in 2025, and since 2023, this figure has been growing by an average of 133% annually. The B2B payment segment grew by 733% over the year, and this is no coincidence. Companies are increasingly switching to cryptocurrency but face the need not just to receive a transfer, but to integrate it into their business logic: to understand who paid, for what, on which network, and at what processing stage the transaction is. A regular crypto wallet cannot handle this task.

Why Traditional Acquiring Loses to Crypto Payments

Traditional payment systems like Stripe or PayPal charge fees of 2.9% + $0.30 and 3.49% + $0.49 per transaction, respectively. Added to this are the risks of chargebacks, which can cost a business not only the transaction amount but also a fixed fee. Crypto payments work differently: processing fees are typically under 1%, and the cost of a blockchain transfer does not depend on the amount, ranging from fractions of a cent to a few dollars. Transactions are irreversible, eliminating refund fraud, and settlements take minutes, independent of bank holidays or geographic restrictions.

When a Wallet Ceases to Be a Solution

As the number of transactions grows, manual processing becomes a bottleneck. One client selects the wrong network, another sends an incorrect amount, and a third sends a screenshot instead of a transaction ID. Support has to figure out who the payment belongs to, and accounting has to manually reconcile incoming funds. A wallet only records the fact of a transfer, but for a business, a payment is a set of related data: who is paying, for which order, on which network, and what should happen after payment. Crypto processing bridges this gap by linking the transaction to the company's internal processes.

Cryptoway: Infrastructure for Accepting Crypto Payments

Cryptoway is a B2B platform that turns a regular crypto transfer into a structured payment process. The service supports Bitcoin, Ethereum, USDT (on Ethereum, TRON, and TON networks), BNB, Litecoin, Gram, and TRX. Plans include adding USDC, Solana, XRP, Cardano, Dogecoin, and Polygon. Buyers can pay for goods and services via MetaMask, Trust Wallet, and other Web3 wallets directly on the website or app. Funds are stored in cold wallets with a multi-level access system, which falls under the custodial model.

Key platform tools:

• Payment Links and Crypto Invoices — allow accepting payments without integration or development. The client receives a link with context: amount, currency, network, and description. This is more convenient than sending a wallet address in correspondence.
• API for Website, Dashboard, and SaaS — automates subsequent actions after payment: granting access, activating a subscription, updating order status. REST API with examples in JavaScript, PHP, and Python, as well as ready-made plugins for CMS.
• Auto-Conversion and Mass Payouts — incoming payments can be automatically exchanged for a selected crypto asset, reducing dependence on volatility. Mass payouts allow sending funds to multiple recipients at once: employees, partners, or suppliers.
• White-Label — a branded payment page hosted on the company's domain. It maintains a consistent user experience, reducing errors and support inquiries.
• Security — real-time AML screening, cold wallets with multi-level access and an activity log. Verification (KYC/KYB) is not required for the trial period.

Who Cryptoway Is For

The service is aimed at SaaS services, online stores, marketplaces, gaming platforms, B2B companies, and Telegram projects. In all these scenarios, it is crucial for a business not just to receive a payment, but to automatically link it to a specific account, order, or subscription.

Strengths: fees from 0.3% compared to 2.9–3.49% for traditional acquiring, no chargebacks, settlements in minutes, a set of tools for various scenarios, a trial period without verification.

Limitations: the list of coins is still narrow (seven assets, with USDC, Solana, XRP, and others listed as "coming soon"), no direct fiat withdrawal — converting to rubles or dollars will require a separate exchange or platform.

Expert Opinion

Cryptoway is not just a payment gateway, but a full-fledged infrastructure for businesses that want to move beyond manual processing of crypto transfers. The tool is especially relevant for companies with an international audience, where speed and low fees are critical. However, the lack of a fiat off-ramp and a limited list of assets currently hold back its versatility. If your business is already receiving requests for payment in cryptocurrency, testing the service through payment links or an API is a logical first step.