Crypto news

Stablecoins and cryptocurrencies have firmly entered the corporate sector. Analytics data shows that the adjusted volume of stablecoin settlements for 2025 reached $28 trillion, and the B2B payment segment grew by 733% over the past year. However, a simple crypto wallet is no longer sufficient for business tasks: it does not link a payment to an order, track statuses, or integrate with accounting. Crypto processing services like Cryptoway are stepping onto the stage.

Why traditional acquiring falls short

Traditional payment systems charge a fee of 2.9–3.49% plus a fixed amount per transaction. Add chargeback risks, and businesses lose up to 5-7% of their turnover. Crypto payments work differently: processing fees are under 1%, and the cost of a blockchain transfer does not depend on the amount. Transactions are irreversible, eliminating refund fraud, and settlements take minutes, ignoring bank holidays.

What is Cryptoway and how it works

Cryptoway is a B2B platform that turns a chaotic crypto transfer into a structured payment process. The service offers crypto accounts, payment links, API, automatic conversion, mass payouts, and a white-label interface. Fees start from 0.3% per incoming payment, significantly lower than traditional acquiring. The platform supports Bitcoin, Ethereum, USDT (on Ethereum, TRON, and TON networks), BNB, Litecoin, Gram, and TRX. Plans include USDC, Solana, XRP, Cardano, Dogecoin, and Polygon.

The key difference from a regular wallet is context. Each payment is linked to a specific order, client, and account. Businesses receive not just a fund inflow but a complete picture: who paid, for what, and when. This eliminates manual reconciliation and support errors.

Tools for different scenarios

For a quick start without integration, payment links are suitable: you create an invoice, send a link to the client, and they pay via a branded page. For growing businesses, there is a REST API with examples in JavaScript, PHP, and Python, as well as ready-made plugins for CMS. The API automates subsequent actions: a SaaS service grants access, a Telegram bot activates a subscription, a marketplace updates order status.

Auto-conversion deserves special attention. If a client pays in Bitcoin but the business wants to hold funds in USDT, the system automatically exchanges assets without team involvement. This reduces dependence on market volatility. Mass payouts allow sending funds to employees, partners, or suppliers with one click or on a schedule.

Security and verification

Cryptoway conducts real-time AML screening, flagging suspicious transactions. Funds are stored in cold wallets with multi-level access. KYC/KYB is not required for the trial period, allowing quick service testing. Additional checks are only activated when handling large volumes.

Who the solution is for

The platform is aimed at SaaS services, online stores, marketplaces, gaming platforms, and B2B companies. If your business already receives requests for crypto payments, Cryptoway can be tested via payment links or API integration. Registration takes a couple of minutes.

My expert opinion: Cryptoway is a logical step in the evolution of crypto payments for businesses. It solves the main problem: turning cryptocurrency from a speculative tool into a working payment mechanism. However, limitations should be considered: a narrow list of coins and the lack of direct fiat withdrawal. For companies with an international audience, this is an excellent start, but for a full settlement cycle, additional integration with exchanges or swap services may be needed. Overall, the trend toward crypto processing is clear, and such services will only gain momentum.