Crypto news

The global cryptocurrency settlement market is experiencing phenomenal growth. Analytics from leading research institutions (a16z, BIS, Chainalysis) show that the adjusted settlement volume in stablecoins exceeded $28 trillion in 2025, while the B2B payment segment, according to McKinsey estimates, grew by 733% year-over-year. This is not just statistics—it is a signal of infrastructure maturity. However, as practice shows, simply transferring funds to a business wallet is no longer sufficient. A full cycle is needed: payer identification, order linking, status monitoring, and accounting automation.

This gap between "sending money" and "processing a payment" is precisely what specialized crypto processing services fill. One of them is Cryptoway. The platform allows businesses to accept Bitcoin, USDT, and other cryptocurrencies with a fee starting from 0.3%, turning each transaction into a structured business process.

Why is traditional acquiring losing?

Classic payment systems (Stripe, PayPal) charge 2.9–3.49% plus a fixed fee. Added to this are chargeback risks, dependence on bank holidays, and geographic restrictions. Cryptocurrencies offer a different model: processing fees below 1%, blockchain transfer costs from fractions of a cent, and transaction irreversibility eliminates refund fraud. For international businesses, this is a direct path to reducing costs and operational risks.

From a wallet to a full-fledged payment system

When the payment flow is small, simply sending a wallet address to a client is enough. But as the number of transactions grows, problems arise: users confuse networks, make mistakes in amounts, and send screenshots instead of transaction IDs. Support drowns in manual reconciliation, and accounting descends into chaos. A wallet only records the fact of a transfer but provides no context: who is paying, for what, on which network, and what should happen after payment.

Cryptoway solves this problem by linking blockchain transactions to internal business processes. The platform provides crypto accounts, payment links, API, auto-conversion, mass payouts, and white-label solutions. This allows businesses to move from a "send funds here" model to a full payment process: create a request, guide the client, track the status, and automatically trigger subsequent actions (subscription activation, order status update).

Toolkit for different scenarios

Cryptoway is aimed at SaaS services, online stores, marketplaces, gaming platforms, B2B companies, and Telegram projects. Each segment has its own set of tools:

• Payment links and invoices — ideal for testing demand without integration. The business generates an invoice, and the client pays via a separate page. The payment gains context even before funds arrive.
• REST API — for automation. After transaction confirmation, necessary actions are triggered: granting access, activating a subscription, recording payment. The API eliminates manual reconciliation.
• Auto-conversion and mass payouts — allow managing both sides of the payment process. Incoming payments are automatically converted to USDT, reducing volatility. Outgoing payouts (to employees, partners, suppliers) are launched on a schedule or with one click.
• White-label — a branded payment page on the company's domain. The user does not leave the product during payment, increasing trust and reducing errors.

Security and verification

Cryptoway conducts real-time AML screening, flagging suspicious transactions. Funds are stored in cold wallets with multi-level access. Verification (KYC/KYB) is not required for the trial period but may be needed for large volumes.

My expert opinion

Cryptoway is not just another gateway. It is a mature infrastructure that solves the key problem of crypto payments: transforming an unstructured flow of transactions into a manageable business process. A fee starting from 0.3% and the absence of chargebacks make it attractive for international businesses. However, limitations should be considered: a narrow list of coins (7 assets at launch, with USDC, Solana, and XRP planned) and the lack of direct fiat withdrawal. A full settlement cycle will require an additional exchange or trading platform. Nevertheless, for companies already receiving requests for payment in cryptocurrency, Cryptoway is a fast and effective way to legalize and automate this channel.