Decta integrates USDC into treasury operations: a new standard for cross-border settlements
British payment platform Decta has taken an important step in optimizing its internal financial infrastructure by integrating the USDC stablecoin into treasury settlements. This decision marks another stage in the institutional adoption of digital assets, where stablecoins are no longer merely a speculative tool but become a working element of corporate finance.
A key aspect of the innovation is the use of OpenPayd's infrastructure—a financial solutions provider that facilitates the conversion of fiat funds into USDC and back. This allows Decta to conduct interdepartmental transfers across 32 countries of operation with minimal delays and reduced operational costs. Instead of traditional correspondent banking accounts, which often suffer from slowness and high fees, the company gains an instant settlement unit backed by the US dollar.
It is important to emphasize that the implementation is purely internal in nature. Decta's client services remain unaffected, meaning users will continue to work with familiar fiat instruments. Nevertheless, this is a strategic signal to the market: even conservative payment structures recognize the efficiency of stablecoins for liquidity management and accelerating cross-border operations.
From my perspective, such cases are not just point improvements but an indicator of the maturity of crypto infrastructure. When major platforms begin using USDC as an internal settlement layer, it sets a precedent for a mass transition to digital assets in the B2B segment. In the coming years, we will likely see other payment companies follow Decta's example, especially amid growing pressure on traditional banking channels and the need to reduce transaction costs.