British fintech Decta moves treasury to USDC stablecoin: a new standard for international settlements
Decta, a payment platform registered in the UK, has taken a significant step in the institutional adoption of digital assets. The company has integrated the USDC stablecoin into its internal treasury processes, using OpenPayd's infrastructure — a provider of financial solutions for the fintech sector. This involves converting fiat funds and optimizing interdepartmental international transfers, fundamentally changing the approach to liquidity management on a global business scale.
Speed and Efficiency: What's Behind the Decision
The key motivation is accelerating transactions and reducing operational costs. Decta operates in 32 countries, and traditional banking corridors often become a bottleneck for capital movement between jurisdictions. Using USDC allows bypassing intermediaries and conducting settlements in near real-time, which is critical for treasury management in conditions of high market volatility.
It's important to emphasize: this is purely an internal solution. Decta's client services remain in the fiat zone, and users will not notice changes in their payment operations. Nevertheless, this is a signal for the entire industry — stablecoins are ceasing to be a tool for speculation and are becoming a full-fledged part of corporate financial infrastructure.
From my expert point of view, this is an illustrative case for medium and large fintech. Moving treasury to USDC is not just a trend, but a pragmatic response to the inefficiency of traditional settlement systems. Decta demonstrates how to reduce time and monetary losses without compromising the client experience. In the next 12–18 months, we will see a wave of similar implementations among companies with an international presence — especially where the speed of interbank transfers is critical.