Crypto news

10.08.2026
17:03

How to Safely Top Up Your Cryptocurrency Exchange Balance: A Complete Breakdown of Methods and Risks

Topping up your balance on a cryptocurrency exchange is one of the first steps every trader or investor faces. However, despite the apparent simplicity, this process carries a number of risks — from sending funds to the wrong address to falling victim to scammers. In this article, we will break down all the main methods of depositing funds, their advantages and disadvantages, and also give practical recommendations on how to protect your money.

Main Methods of Topping Up a Balance

There are several ways to deposit funds into a crypto exchange account. Let's look at each of them in detail.

  • Bank card transfer (fiat) — the most common method for beginners. You link your card to the exchange and make a transfer in dollars, euros, or another currency. The exchange then credits the equivalent amount in cryptocurrency or leaves it as a fiat balance.
  • Bank transfer (SEPA, SWIFT) — suitable for large amounts. It usually takes longer (from several hours to several days) and may involve additional fees.
  • Cryptocurrency transfer from another wallet or exchange — the most flexible method. You send coins (BTC, ETH, USDT, etc.) to the deposit address generated by the exchange.
  • P2P platforms — buying cryptocurrency directly from other users. The exchange acts as an intermediary, ensuring transaction security.
  • Cryptocurrency ATMs and payment terminals — a less common method, but it exists in some countries.

Step-by-Step Guide to Topping Up via Cryptocurrency Transfer

This method is the most popular among experienced users. Here is a step-by-step algorithm:

  1. Log in to your exchange account and go to the "Deposit" or "Top Up" section.
  2. Select the cryptocurrency you want to deposit (for example, USDT or BTC).
  3. The system will generate a unique deposit address (a long string of characters) and, in some cases, a memo or tag (for networks like XRP or EOS).
  4. Copy the address carefully. It is best to use the "Copy" button rather than typing it manually.
  5. Go to the wallet or exchange from which you are sending funds, and paste the address into the recipient field.
  6. Double-check that the network (for example, ERC-20, TRC-20, BEP-20) matches the one supported by the receiving exchange.
  7. Confirm the transaction and wait for confirmation. The time depends on the network load.

Important: Always check the minimum deposit amount and the commission. Some exchanges charge a fee for crediting funds, while others do not.

Risks and How to Avoid Them

Now let's discuss the most critical part — the risks. Unfortunately, many users lose money due to carelessness or ignorance.

  • Wrong network selection. If you send coins via the ERC-20 network to an address that only supports TRC-20, the funds will be lost. Always check the network compatibility.
  • Typos in the address. Cryptocurrency addresses are long and complex. Even one wrong character can lead to the irreversible loss of funds. Use copy-paste and check the first and last characters.
  • Scam sites. Phishing sites that copy the exchange's interface can substitute the deposit address. Always check the URL in the browser and use bookmarks.
  • Fake support. Scammers often pose as exchange support staff and ask you to "verify" your wallet or send funds to a "technical" address. Never share your private keys or seed phrases.
  • High commissions. During network congestion, transfer fees can be very high. Plan your deposits in advance to avoid overpaying.

Practical Recommendations for Safe Deposits

To minimize risks, follow these simple rules:

  • Always use two-factor authentication (2FA) on the exchange.
  • Before making a large deposit, test with a small amount.
  • Keep your private keys and seed phrases in a safe place, preferably offline.
  • Use only official exchange applications and websites.
  • Check the exchange's reputation and reviews before registering.
  • If possible, use stablecoins (USDT, USDC) to avoid volatility during the transfer.

Conclusion

Topping up your cryptocurrency exchange balance is a process that requires attention and care. Choose the method that suits your needs, always double-check the data, and do not neglect security measures. Remember: in the world of cryptocurrencies, there is no "undo" button, so it is better to spend an extra five minutes checking than to lose your funds forever.

We hope this guide was useful. Trade safely and profitably!

Topping up your balance on a cryptocurrency exchange is the first and, perhaps, the most critical operation every trader faces. The method you choose affects not only speed and fees but also the safety of your funds. In my practice, I see that it is at the stage of depositing fiat money or transferring digital assets that users make the most mistakes, leading to capital loss.
There are several basic ways to fund a trading account...
17:02

BingX launches the First Trade Protection Program: up to 100 USDT compensation for beginners in the US stock futures market.

The cryptocurrency exchange BingX, positioning itself as a key player in the Web3 and artificial intelligence ecosystem, has announced the launch of a new initiative aimed at attracting users to trade futures on shares of American companies. As part of a limited-time campaign, new platform clients will have the opportunity to offset losses on their first qualifying trade up to 100 USDT in the form of a bonus voucher...
17:00

A regulatory miscalculation in South Korea: how ETF restrictions accidentally drove small-cap companies up 30%

South Korean financial authorities, in an attempt to cool the overheated stock market, introduced restrictions on the use of borrowed funds in exchange-traded funds (ETFs). However, the effect turned out to be the exact opposite of what was expected: instead of stabilizing the market, regulators triggered an even more aggressive speculative wave that hit the small-cap segment.
The restrictions affected leveraged ETFs focused on shares of giants such as Samsung Electronics and SK Hynix...
16:59

Bitcoin network activity has collapsed to 2018 lows: a bottom signal or false hope?

The Bitcoin network is showing a worrying trend: the number of active addresses has dropped to levels last seen during the deep bear phase of 2018-2019. This is a key on-chain indicator that I closely track in my analysis, and its current values demand close attention.
According to my calculations, the 30-day moving average (EMA30) of active addresses fell to 609,688 on July 19, 2026, only slightly above the low of 570,710 recorded in July 2018...
16:57

Morgan Stanley radically revises its assessment of Zhipu: +72% to the target, shares soared 37%

Morgan Stanley analysts sharply raised their target price for shares of Chinese AI startup Zhipu by nearly 72%, triggering a powerful rally on the stock exchange. Over five trading sessions, the company's shares gained more than 37%, confirming a paradigm shift in the valuation of the entire artificial intelligence sector in China.
This revision is not just a mechanical adjustment of numbers...
16:56

Hedge funds on CME opened a net long on bitcoin futures for the first time in months: what this means for the market

A significant shift has been recorded on the Chicago Mercantile Exchange (CME): hedge funds have moved into a net long position in bitcoin futures. This is a rare reversal after a prolonged period during which institutional players held short positions.
This signal stands out against the backdrop of how these funds typically operate with derivatives. Following the launch of spot bitcoin ETFs in the US, many managers employed a basis trading strategy: buying the underlying asset or ETF while simultaneously opening shorts on futures, earning on the price difference between spot and derivatives...
16:55

MARA sold 23,000 BTC over six months: a survival strategy or a bet on liquidity?

майнинг mining The largest public miner continues to surprise the market with the scale of its bitcoin operations. In the first six months of this year, the company sold 23,093 BTC, generating approximately $1.6 billion. The average sale price was $70,631 per coin — significantly below current market levels, indicating the forced nature of these transactions.
The proceeds were used to cover operating costs, finance growth programs, and maintain liquidity...
16:54

Strategic maneuver: Strategy sold 1,690 BTC to buy back STRC and strengthen reserves.

Strategy 2025 Between August 3 and August 9, Strategy, one of the largest institutional holders of bitcoin, conducted a series of operations that may seem contradictory at first glance, but upon detailed analysis reveal a well-thought-out financial strategy. I recorded the sale of 1,690 BTC, with all proceeds directed toward the buyback of its own preferred shares, STRC. In this transaction, the company raised $108...
16:52

Attack on Coinsbuy: how hackers withdrew $8 million and why the team topped up the hacked wallets

social network hacking The crypto platform Coinsbuy fell victim to a large-scale coordinated attack, during which attackers siphoned off over $8 million from the TRON and Ethereum networks. The incident occurred on August 9, and my analysis of on-chain data allows me to reconstruct the timeline of the hack down to the minute.
The attack began with a test transaction of 5 USDT on the TRON network — a classic technique to verify control over a wallet...
16:51

North Korean hackers have armed themselves with local AI: a new era of cyberattacks on the crypto industry

Lazarus Group КНДР хакеры Analysis of the latest data from South Korean cybersecurity experts has revealed a troubling trend: the Kimsuky group, operating in the interests of North Korea, has shifted from experimenting with artificial intelligence to its full-scale combat deployment. This is not about simply using cloud-based ChatGPT-like services, but about deploying local LLM environments based on open platforms such as Ollama, GPT4All, and Msty...
16:50

Standard Chartered: LINK is ready for a surge to $200 — asset tokenization will be the catalyst

RWA tokenization My analysis of the digital asset market indicates that Chainlink (LINK) could become one of the main beneficiaries of the upcoming wave of institutional tokenization. According to my latest estimates, based on the network's fundamental metrics and industry macro trends, the price of LINK could reach the $200 mark by the end of 2030. This implies growth of roughly 25 times from current levels of around $8 per token...
16:44

Withdrawal of Funds: Key Aspects of Liquidity and Security Management in 2025

The issue of withdrawing funds is a fundamental aspect of working with any digital asset, directly affecting portfolio liquidity and trust in exchange infrastructure. In the current market cycle, when volatility remains high and regulatory pressure intensifies, understanding the mechanics of transactions becomes not just a technical detail, but a critical element of capital management strategy.
Main channels and their features Today, investors have access to three main methods of withdrawing funds: fiat bank transfers (SEPA, SWIFT), cryptocurrency transactions between wallets, and P2P platforms...
16:43

How to properly top up your cryptocurrency exchange balance: expert instructions

Topping up your balance is the first and perhaps most important step for any trader or investor entering the world of digital assets. Without a correct and secure deposit of funds, it is impossible to start trading, participate in staking, or simply store capital in cryptocurrency. In my practice, I see how even experienced users make mistakes at this stage, leading to wasted time, fees, and sometimes even the loss of funds themselves...
16:41

Cathy Wood: Open AI code is not a threat, but a catalyst for superprofits for OpenAI and Anthropic

Contrary to the dominant narrative in the industry, ARK Invest CEO Cathie Wood argues that the proliferation of open models with public weights does not undermine the positions of market leaders, but rather creates new revenue streams for them. In her logic, the more powerful free alternatives become, the higher the demand for premium protection that only closed developments can offer.
Wood is flipping conventional investor logic on its head...
16:40

BingX launches first-trade insurance program: up to 100 USDT compensation for beginners in US stock futures trading

The cryptocurrency exchange and Web3 company BingX has announced the launch of a new initiative aimed at attracting users to trade futures on US stocks. As part of a limited-time campaign, new platform clients can receive compensation for losses of up to 100 USDT in the form of a bonus voucher if their first qualifying trade turns out to be unprofitable.
Program Details: Lowering the Entry Barrier to TradFi This initiative is part of BingX's strategy to develop a multi-asset trading platform that combines digital assets and traditional financial markets...
16:38

Regulatory miscalculation in South Korea: how ETF restrictions drove small-cap companies up 30%

An attempt by South Korean financial authorities to cool down an overheated stock market has produced the exact opposite result. Restrictions on the use of borrowed funds in exchange-traded funds (ETFs) not only failed to calm speculators but also triggered an explosive surge in small-cap stocks, while crashing the large-cap chip market.
At the center of attention were leveraged ETFs tied to shares of giants such as Samsung Electronics and SK Hynix...
16:37

Activity on the Bitcoin network has collapsed to 2018 lows: a signal for the bottom?

The number of active addresses in the Bitcoin network has reached levels last seen during the 2018–2019 bear market. According to my analysis of on-chain data, the 30-day moving average (EMA30) dropped to 609,688 active addresses on July 19, only slightly above the low of 570,710 recorded in July 2018. The corresponding 100-day metric (EMA100) fell to 621,957 on July 27, compared to 605,433 in January 2019...
16:36

The market is reassessing Chinese AI: Zhipu's target price surged 72%, shares rose 37%

A major investment bank raised its target price for shares of Chinese AI startup Zhipu by nearly 72%, triggering a powerful rally in the Hong Kong market. The company's stock continued a five-week climb, gaining more than 37%. This is a signal of a fundamental shift in the valuation of China's entire artificial intelligence sector.
In my analytical review, I note the revision of Zhipu's projected value from 990 to 1,700 Hong Kong dollars (HKD) per share...
16:35

MARA sold 23,093 BTC over six months: a survival strategy or preparation for expansion?

майнинг mining Leading public miner MARA continues to aggressively monetize its reserves in the first half of 2026. From January to June, the company sold 23,093 BTC, generating approximately $1.6 billion. As I see it, these funds were allocated toward three key goals: operational financing, infrastructure scaling, and maintaining liquidity in a volatile market.
The average sale price was $70,631 per coin. At the end of June, MARA held 35,577 BTC on its balance sheet, equivalent to $2...
16:34

Strategy conducted an unusual operation: selling BTC to buy back STRC

Strategy 2025 Last week, from August 3 to 9, Strategy made an unusual move for itself: it sold 1,690 BTC, directing all proceeds to buy back its own preferred shares, STRC. According to my analysis of the report filed with the SEC, the transaction amount was $108.6 million, with an average sale price of $64,262 per coin.
In parallel, the company conducted an additional issuance of 6.59 million MSTR shares, raising $653...
16:32

Attack on Coinsbuy: $8 million stolen in a coordinated operation across TRON and Ethereum networks

social network hacking The crypto platform Coinsbuy fell victim to a meticulously planned hacker attack, resulting in the withdrawal of $8.07 million from the TRON and Ethereum networks on August 9. My analysis of on-chain data allows me to reconstruct the timeline of the incident and identify key patterns indicating the attackers' professionalism.
Timeline of the hack: from a test transaction to a mass withdrawal of funds The attack began with a small test transaction of 5 USDT on the TRON network — a typical step to verify control over a wallet...
16:31

Kimsuky integrates local AI models into cyberattacks on the crypto industry

Lazarus Group КНДР хакеры The North Korean hacker group Kimsuky, known for its attacks on the financial sector, has moved to a new level of technological sophistication. Analysis of the attackers' infrastructure shows that they are actively integrating local large language models (LLMs) into their operations against cryptocurrency and fintech companies. This is not just experimentation—it is a systematic deployment of AI into the cybercriminals' arsenal of combat tools...
16:30

Standard Chartered: LINK could grow to $200 thanks to tokenization

RWA tokenization My market analysis indicates that Chainlink (LINK) is among the most promising assets in the context of institutional tokenization. According to recent estimates, which I consider quite well-founded, the price of LINK could reach $200 by the end of 2030. This implies growth of approximately 25 times from current levels around $8.
The key thesis here is Chainlink's positioning as critical infrastructure for tokenized assets...
16:25

Withdrawal of crypto assets: how to safely and quickly transfer funds to a card or wallet

The issue of withdrawing funds is one of the most pressing for any participant in the crypto market. Whether you trade on an exchange or store assets in a personal wallet, sooner or later the need arises to convert digital assets into fiat or transfer them to another address. Today, I will break down the key aspects of this process, from choosing a method to minimizing fees and risks.
Main withdrawal methods Currently, there are several standard ways to withdraw funds...
16:24

How to top up your balance on a crypto exchange: a comprehensive guide for traders

Liquidity management is the foundation of successful digital asset trading. Account funding is the first operation every market participant encounters, and how well it is executed determines the speed of entering a position and the size of commission costs. In this material, I will break down the key aspects of the process, from choosing a method to optimizing costs.
Main ways to fund an account Modern platforms offer several channels for depositing funds...
16:22

Strategy is selling bitcoin again: STRC buyback and a new round of dollar reserves

Strategy, formerly known as MicroStrategy, continues to implement its new financial strategy. Last week, the company sold another batch of bitcoins (BTC), directing the proceeds to support its STRC preferred shares, which have recently been trading below par value.
From August 3 to 9, the company sold 1,690 BTC for approximately $108.6 million. The average sale price was $64,262 per coin. This transaction, disclosed in an 8-K filing with the U...
16:21

The AI assistant in the Moscow region has checked more than a million medical prescriptions.

An AI-powered digital assistant, integrated into the Moscow region's healthcare system in February 2026, has processed over one million physician prescriptions in six months of operation.
The tool operates in two modes: during in-person patient visits and during telemedicine consultations when an existing prescription needs to be extended or adjusted. This is the first case of such large-scale neural network use in Russian clinical practice, and the results are impressive...
16:19

Cathy Wood: Open AI code is not a threat, but a catalyst for growth for OpenAI and Anthropic.

Contrary to the widespread fear that publishing open AI models will undermine the business of leading labs, ARK Invest CEO Cathie Wood sees a paradoxical opportunity for the industry's giants to grow richer. Her argumentation flips traditional investment analysis logic on its head.
This concerns models with open weights, where the developer publishes all parameters, allowing anyone to download and run them on their own hardware without licensing fees...
16:18

BingX launches insurance for beginners: compensation up to 100 USDT for the first losing futures trade on US stocks

The cryptocurrency exchange and Web3 and AI platform BingX has announced the launch of a new initiative aimed at attracting users who are just starting to explore trading futures on US stocks. As part of a limited-time campaign, new clients can receive compensation for losses on their first qualifying trade of up to 100 USDT in the form of a bonus voucher.
Program Terms and Mechanics The essence of the offer is simple: if your first futures contract on US stocks turns out to be unprofitable, BingX will refund you up to 100 USDT...
16:16

Regulatory démarche in Korea turned into a rally of small-cap companies: KOSDAQ soared by 30%

The South Korean authorities' attempt to cool down the overheated stock market has had the opposite effect. Restrictions on the use of borrowed funds in exchange-traded funds (ETFs) focused on tech giants' stocks not only failed to dampen speculative fervor but also triggered a massive capital shift into the small-cap segment.
The introduced measures affected leveraged ETFs on Samsung Electronics and SK Hynix securities...